The IRE Resource Center is a major research library containing more than 23,250 investigative stories — both print and broadcast. Add to that more than 3,000 tipsheets from our national conferences on how to cover specific beats or do specific stories and you have a resource that no reporter or editor should be without. These stories and tipsheets are searchable online or by contacting the Resource Center directly (573-882-3364 or rescntr@ire.org) where a researcher can help you pinpoint what you need. Browse or search the tipsheet section of our library below. Logged-in members can view the tipsheets free online:
Search results for "Home Mortgage Lending" ...
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10 Mortgage Default Stories You Can Do At Home
Track the foreclosure money trail with these great tips from Shanklin. See what neighborhoods in your community are at risk, and start searching for the inconsistencies (they're there)!
Tags: mortgage default; foreclosure; inflated values; subprime lending; loans
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Investigating Subprime Lending and Foreclosures: HMDA Data
Thompson describes how to use the federal Home Mortgage Disclosure Act (HMDA) database in order to investigate subprime lending in your community. She explains what fields in the database will reveal subprime lending, and how to use an "update function" to count the subprime loans and apply a demographic element. The tipsheet ends with a list of helpful sources, such as the Consumer Federation of America and the State Licensing Board.
Tags: foreclosure; subprime lending; data analysis; Microsoft Access; queries
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Home Mortgage Disclosure Act: Working with new race/ethnicity categories
Paula Lavigne discusses how to use HMDA data to analyze lending variations by race and ethnicity. Lavigne discusses the recent changes in Race/ethnicity reporting requirements and how to best analyze the data.
Tags: HMDA: mortgage; lending; data analysis; race
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Property, mortgages and foreclosures
The authors explain how paper and electronic records from property transactions, mortgages, property taxes and foreclosures can provide essential information for reporters on that beat. The authors refer back to their own experience using those records to offer tops about finding and understanding similar data.
Tags: real estate; property; taxes; Home Mortgage Lending; mapping; Census; demographics
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Burrowing into HMDA
A run down on what you need to have to do HMDA data based stories and what pitfalls to watch out for in said data. A list of upcoming changes to the HMDA data is also included.
Tags: HMDA; home mortgage; lending; loans; banks; racial discrimination; access; database; data; mortgage; loans; Home Mortgage Disclosure Act
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Seeing Red: How to expose Redlining Practices
This packet contains three complimentary documents, including John Lind's Expanded Method for Analyzing Home Mortgage Disclosure Act Data for the Evaluation of a Lender's Community Reinvestment, the National Community Reinvestment Coalition's comprehensive analysis of mortgage lending in the nation's top 20 cities, and U.S. News and World Report's redlining investigation.
Tags: HMDA; CAR; minority; real estate; property; Home Mortgage Disclosure Act