The IRE Resource Center is a major research library containing more than 23,250 investigative stories — both print and broadcast. Add to that more than 3,000 tipsheets from our national conferences on how to cover specific beats or do specific stories and you have a resource that no reporter or editor should be without. These stories and tipsheets are searchable online or by contacting the Resource Center directly (573-882-3364 or rescntr@ire.org) where a researcher can help you pinpoint what you need. Browse or search the tipsheet section of our library below. Logged-in members can view the tipsheets free online:
Search results for "mortgages" ...
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Ways to Trace Every Business
Campbell walks through the steps to investigate a business, outlining the paper trail that all businesses must create - from a business license to Uniform Commercial Code filings to liquor licenses. Litigation filings also provide a wealth of information about businesses.
Tags: backgrounding business; licenses; trademark; articles of incorporation; UCC; Uniform Commercial Code filing; credit reports; mortgages; liens; professional license; litigation; courts; EDGAR; Securities and Exchange Commission; SEC; Federal Trade Commission; FTC; Financial Industry Regulatory Authority; FINRA
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Housing
Kessler covered the story of defective chinese drywall for the Sarasota Herald-Tribune. His presentation explains how we went about the story. He also discusses using CAR and social network analysis to look at questionable mortgage/land deals.
Tags: drywall; housing; data; CAR; computer-assisted reporting; shipping data; builders; SNA; social network analysis
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What's next in housing? CAR for real estate
Grotto explores the potential for CAR stories in the midst of the current housing crisis. Suggests looking at the redevelopment of public and low income housing. He talks about the new strategy of mixed-income developments in Chicago. Grotto details where to go for housing data. Grotto lists key documents when doing housing stories: master ground lease; restrictive covenants; leasehold mortgages; quick claim deeds; regulatory and operating agreements.
Tags: public housing; low-income housting tax credit; LIHTC; HOME block grants; recorder of deeds;
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Mortgage Meltdown: Foreclosures and Beyond
The author discusses some problems with popular sources for mortgage information, and then suggests better resources to use instead. The suggested resources include the Warrern Group and the Department of Revenue.
Tags: mortgage; housing; real estate; foreclosure
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Mortgage Meltdown: Resources for Fast-Paced Investigations in your Region
The author offers advice for reporters looking into trends in foreclosure and subprime loans. She discusses sources like Dataquick, RealtyTrac, Policymap and loanperformance.com, which collect and analyze home sales records.
Tags: mortgage; internet resource; housing market; finance; business beat; real estate; census
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Data for Tracking the Subprime Story
The author discusses how to find data reported under the Home Mortgage Disclosure Act and query it to find information about high-interest loans. Maines also discusses how to tie the database results into a story about foreclosures in your area.
Tags: foreclosure; mortgage; housing; database analysis; HMDA
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Investigating Subprime Lending and Foreclosures: HMDA Data
Thompson describes how to use the federal Home Mortgage Disclosure Act (HMDA) database in order to investigate subprime lending in your community. She explains what fields in the database will reveal subprime lending, and how to use an "update function" to count the subprime loans and apply a demographic element. The tipsheet ends with a list of helpful sources, such as the Consumer Federation of America and the State Licensing Board.
Tags: foreclosure; subprime lending; data analysis; Microsoft Access; queries
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Home Mortgage Disclosure Act: Working with new race/ethnicity categories
Paula Lavigne discusses how to use HMDA data to analyze lending variations by race and ethnicity. Lavigne discusses the recent changes in Race/ethnicity reporting requirements and how to best analyze the data.
Tags: HMDA: mortgage; lending; data analysis; race
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Using CAR for covering housing foreclosures
At the 2007 CAR Conference, Jill Reipenhoff and Geoff Dutton shared various sources of information useful for investigations about home foreclosures. Some of the sources include the Home Mortgage Disclosure Act, county auditors, and the National Delinquency Survey. The authors also share some examples of their own analysis on the topic.
Tags: property law; eviction; landlords; mortgage; real estate; data analysis; HUD; assessment
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Property, mortgages and foreclosures
The authors explain how paper and electronic records from property transactions, mortgages, property taxes and foreclosures can provide essential information for reporters on that beat. The authors refer back to their own experience using those records to offer tops about finding and understanding similar data.
Tags: real estate; property; taxes; Home Mortgage Lending; mapping; Census; demographics