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A WAMI-TV investigation of the title loan industry revealed that it charges interest rates of 264 percent. "The auto title loan business provides loans at 22 percent a month to people desperate for cash in exchange for their car titles. If they are so much as a minute late on their payments, the cars are repossessed. The person not only loses their car, but often he or she is still responsible for the loan.... (The title loan industry) was founded by Alvin Malnick, who according to New Jersey officials, has ties to organized crime...."
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