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"An Army of Debt" focuses on the effects that extended deployment has on the families of many National Guard and Army Reserve soldiers. The investigation found a number of families suffering from financial problems and bankruptcy due to a loss of income when soldiers were activated. The investigation also discovered that "deceptive lenders prey on members of the military and can exacerbate the problem by encouraging risky credit and by exploiting and exaggerating the threat of military punishment for financial hardships."