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Trauma centers save limbs and lives. But a Tampa Bay Times investigation has found that in Florida and around the nation hospitals are padding their coffers thanks to a little-known rule that lets trauma centers bill you mightily for what is simply a “cover charge.” The Times found that while state regulators must approve the creation of trauma centers, they provide no oversight of what the hospitals can charge. As a result, some hospitals are zealously charging trauma patients as an important tool in manipulating expenses and profits.