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Should people with genetic predisposition for certain diseases be charged more for health insurance? In 20 states, laws are on the books to preserve the privacy of genetic testing, but potential employers can still ask for a genetic profile. Is it really fair? Forced anti-discriminatory insurance rates, such as those that are in place in New York, force insurance companies to raise rates to cover costs of the outliers. It also prices many -- mostly younger people -- out of insurance. Is it "genetic discrimination" or "just another form of predictive information, like sex, age, weight, and past medical history?"

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