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The Community Reinvestment Act is under attack by US Senator Phil Gramm who derides the law as a way to encourage extortion of banks to invest in local communities. People like Steve Culberston, of the Frankford Group Ministry, sees the law as a way to rebuild or support failing urban areas. Frankel anaylzes one of the first major mega bank mergers to see if CRA did what it was supposed to or not.
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