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In Pennsylvanis, the rent-to-own industry preys upon the working poor, welfare recipients and people without credit or savings. In exchange for no credit checks ad weekly cash payments, the stores charge upward of 200 percent interest to purchase luxury items like TV's, VCR's and stereos as well as basic necessities like beds and refrigerators. Many times, the goods being sold are used. Although the rent-to-own transactions are illegal in Pennsylvanis, contracts and other documents obtained by Santus and Josar illustrated how rent-to-own companies finesse the law to continue their predatory practices.