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The Asbury Park(N.J.) Press analyzed federal Home Mortgage Disclosure Act data to report that in Monmouth and Ocean counties subprime lending accounted for one out of five mortgages in 2006, a total of $3.1 billion. Reporter Jason Method found "the income of subprime borrowers was 5 percent lower than those taking out traditional mortgages, yet the subprime borrowers took out loans that were 10 percent larger."
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